Tell me moreInstant access savings accounts
Instant accounts
Instant access savings accounts help you build a nest egg - but give you access to your money when you need it.
4.75% - 5.50% AER with Direct Saver, including 1.30% bonus
Open a Direct Saver account with just £1, and get a 1.30% bonus for 12 months.
The standard rate is 3.45% - 4.20% AER (variable).
| Savings Account | AER (Variable) | Ideal for... | Manage account | Save from | |
|---|---|---|---|---|---|
| Direct Saver | 4.75% to 5.50%(includes 1.30% bonus for 12 months) | ...earning guaranteed 1.30% bonus for 12 months | Online | £1 | |
| Telephone Saver | 3.25% to 4.00% | ...managing your savings over the phone | Online and phone | £1 | |
| Instant Access Cash ISA | 5.50% to 6.50%(includes 1.75% bonus for 12 months) | ...making the most of your tax-free savings | Online, phone and branch | £1 | |
| Instant Savings Tracker | 1.40% to 3.25% | ...earning a bonus when you limit your withdrawals | Online, phone and branch | £500 | |
| Instant Access Savings Account | 0.80% to 1.05% | ...starting the saving habit | Online, phone and branch | £50 | |
| First Home Saver | 1.40% to 3.25% | ...building a deposit for your first home, and earning a cashback bonus | Branch | £100 | |
| Royalties Saver | 3.10% to 3.60% | ...Royalties Gold and Royalties Private customers | Online, phone and branch | £2000 |