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Online Loans APRs Jargon Buster
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Personal Finances
Personal Loans Online
 
Apply online for a Personal Loan and receive an Approval in Principle within seconds.
 
Amount available Purpose Online Loans APRs Creditor Insurance
Min: £2000
Max: £15,000
You can use a loan for a wide variety of purposes. Examples include: car, home improvements, refinance, holiday Typical example 9.3% APR*
Rates from as low as 8.1% APR**
For just a few pounds each month, Loanguard protection is available which will cover your repayments should the unexpected happen.
*Typical Example
Typical Example of a Personal Loan Online based on £9,000 loan over 48 months without optional credit insurance. If 48 monthly payments of £223.50 are made then the total payable would be £10,728.00 APR 9.3%

Please click on Important Information before proceeding.
 
**Based on £15,000 loan over 60 months
 
Benefits
  • You can apply online now and receive a loan Approval in Principle within seconds (see Important Information)
  • You can use the loan to buy almost anything you want and also borrow up to 100% of the purchase price too.
  • Flexible borrowing - you can apply for a loan between £2000 and £15,000 and spread your repayments over 12-60 months.
  • You can budget with confidence as your repayments are fixed for the duration of the loan.
  • For just a few pounds a month you can purchase Loanguard protection to cover your loan repayments in the event of illness, injury or unemployment.
  • Why not use the loans calculator now to obtain examples of how low your monthly repayments could be?
Apply online now! For further details about our personal loans, or your online application, contact us on 0845 603 0733.

 
Repayment Examples
Loan Amount £2,000 £4,000 £6,000 £8,500 £12,000 £15,000
Repayment Period 60 months 60 months 60 months 60 months 60 months 60 months
Monthly Repayment amount with insurance £54.29 £108.61 £153.44 £214.31 £301.82 £367.43
Monthly Repayment amount without insurance £44.00 £88.00 £125.50 £175.66 £247.50 £302.50
Total Amount Payable £3,257.40 £6,516.60 £9,206.40 £12,858.60 £18,109.20 £22,045.80
APR % 12.1% 12.1% 9.7% 9.2% 9.1% 8.1%

Note that these are repayment examples only. The precise amount of the repayments may vary. Rates are correct at 04 February 2002 and are variable. APRs are subject to change without notice, but once the APR is agreed it will not alter throughout the term of your loan.

Other loans are available. Contact a customer advisor at your local branch for details.

 

   # Please see Important Information Logo: The Royal Bank of Scotland *