|
Savings accounts |
Interest rates |
Opening deposit limits |
Type
of account |
Withdrawal conditions |
Direct Saver
(annual interest) |
Tiered rates
Up to 4.00% gross/AER
3.20% net
(for accounts £50,000 +) |
Minimum £50
Maximum £1m |
Online direct
access |
None |
Instant Access
Savings Account
(annual interest) |
Tiered rates
Up to 1.30% gross/AER
1.04% net
(for accounts £50,000 +) |
Minimum £50
(£20 by standing order)
Maximum £1m |
Instant
access |
First 10
withdrawals per quarter free |
Gold Deposit
Account
(quarterly interest) |
Tiered rates
Up to 0.85% gross/0.85%AER
0.68% net
(for accounts £50,000 +) |
Minimum £50
(£20 by standing order)
Maximum £1m |
Instant
access |
None |
Gold Deposit
Account
(annual interest) |
Tiered rates
Up to 0.90% gross
0.72% net
(for accounts £50,000 +) |
Minimum £50
(£20 by standing order)
Maximum £1m |
Instant
access |
None |
30 Day Savings Account
(monthly interest) |
Tiered rates
Up to 2.55% gross/2.58%AER
2.04% net
(for accounts £50,000 +) |
Minimum £50
(£20 by standing order)
Maximum £1m |
Notice |
1 free
instant withdrawal every 6 months, otherwise 30 days notice required. |
30 Day Savings Account
(annual interest) |
Tiered rates
Up to 2.75% gross/AER
2.20% net
(for accounts £50,000 +) |
Minimum £50
(£20 by standing order)
Maximum £1m |
Notice |
1 free
instant withdrawal every 6 months, otherwise 30 days notice required. |
60 Day Savings Account
(monthly interest) |
Tiered rates
Up to 3.05% gross/3.09%AER
2.44% net
(for accounts £50,000 +) |
Minimum £50
(£20 by standing order)
Maximum £1m |
Notice |
60 days
notice. |
60 Day Savings Account
(annual interest) |
Tiered rates
Up to 3.25% gross/AER
2.60% net
(for accounts £50,000 +) |
Minimum £50
(£20 by standing order)
Maximum £1m |
Notice |
60 days
notice. |
Bonus 90 Account
(monthly interest) |
Tiered rates
Up to 3.55% gross (includes 1.00% bonus**)/2.58%AER
2.84% net (includes 0.80% bonus)
(for accounts £50,000 +) |
Minimum £50
(£20 by standing order)
Maximum £1m |
Notice |
90 days
notice. |
Bonus 90 Account
(annual interest) |
Tiered rates
Up to 3.75% gross (includes 1.00% bonus**)/2.75%AER
3.00% net (includes 0.80% bonus)
(for accounts £50,000 +) |
Minimum £50
(£20 by standing order)
Maximum £1m |
Notice |
90 days
notice. |
Instant Access ISA
(annual interest) |
Tiered rates
Up to 4.35% gross/AER
(for accounts £15,000 +) |
Minimum £1
Maximum £3,000 |
Instant
access
tax free |
None |
60 Day ISA
(annual interest) |
Tiered rates
Up to 4.45% gross/AER
(for accounts £9,000 +) |
Minimum £1
Maximum £3,000 |
Notice
tax free |
60 days
notice. |
TESSA only ISA
(annual interest) |
Tiered rates
Up to 4.35% gross/AER
(for accounts £9,000 +) |
Minimum £1
Maximum £9,000
(one deposit of matured
TESSA capital only) |
Instant
access
tax free |
None |
Guaranteed Income Account
(annual or monthly interest) |
Competitive rate varies depending on issue |
Minimum
£2,500
Maximum £500,000 (lump sums only) |
Fixed term |
No
withdrawals in year 1 |
|
** The bonus
is calculated on the daily cleared credit balance from the date of payment
of the previous bonus or the last withdrawal, whichever is more recent. |