Variable Rate Loans

If you're a sole trader or a partnership, unsecured finance could be available to help your business fund its capital expenditure. It can be used to acquire premises, plant and machinery as well as other specialist equipment.

Limited Companies can benefit too. All we require is a personal guarantee from the directors.

Benefits

• We can tailor a package to suit your businesses individual needs.
• All Business Banking Direct loans can be arranged over the phone so there's no need to make an appointment to see the bank manager.
• Applying is simple and straightforward and requires only a short application form supported by your last 12 months' bank statements.
• Flexibility is key: you can borrow from £5,000 to £25,000* and repay it over a period of up to 10 years.

*With a Business Banking Direct Account the total borrowed against your loan and overdraft must not exceed £25,000.

**Business Loanguard is available through Royal Bank Insurance Services

To request an information pack on Business Banking Direct, click on the "How To Apply" button above.