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Small Business

Fixed Rate Loans

If you are intending to borrow money and are concerned that general interest rates may rise during your loan repayment period it could make sense to take a fixed rate loan. The stability offered by a fixed rate loan can help with cashflow planning.

Fixed Flat Rate Business Loan

Our Royal Bank Business Loan is ideally suited to assist smaller businesses with their cashflow planning.

  • Repayment amounts and dates are fixed at the outset
  • Minimum terms six months, maximum term 10 years
  • Minimum amount £1,000, maximum £25,000

Sterling Fixed Rate Loans

A fixed rate loan for virtually any capital expenditure offers complete protection against interest rates rising for up to 10 years, allowing you to more accurately plan your finances.

  • Repayments can be structured to suit your business' needs
  • Maximum total loan term of 25 years, with interest rate fixed between 1& 10 years, renegotiated at the end of the fixed period
  • Bullet repayment and capital repayment holiday options available
  • Minimum amount £26,000, no maximum

NB: There may be a substantial charge to pay if you choose to repay this type of loan before the end of the agreed period. We recommend that you seek legal advice before entering into such an agreement.

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