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Small Business

Support

Financial help

You can get financial help from a variety of sources. But first you need to know how much you need.

Do you have sufficient funds to get started?

Only when you've completed your business plan will you know how much start-up money you will need, if any.

If you need cash you can either borrow it, or attract investors. The main criterion for both is realism. Don't ask for less than you need and don't over-inflate your figures as a way of securing capital. Make sure you present the lender or the investors with a sensible business proposal.

There might be Government support available to you

There are a multitude of Government funding schemes offering grants, loans, subsidies, and other incentives from a vast number of UK and EU sources.

As many as four out of five small businesses remain unaware of the public funding schemes available to them - schemes which could provide vital cash support. So make sure you seek advice on what money might be available to you.

Taking out a business overdraft or loan

The Royal Bank of Scotland can provide funds to assist your business either in the form of a business overdraft or loan.

Guidance and advice

As well as securing the financial support you need to get your business up and running, it's also important that you fill any gaps in your knowledge with the guidance and advice of experts. To gather this information, talk to organisations like your local Business Link, Business Shop, Enterprise Agency, TEC, or LEC in Scotland.

The specialist advisers it would be useful for you to contact include: accountants, banks, solicitors, surveyors/estate agents, marketing consultants, and corporate finance advisers.

One area in which you will find the advice of experts essential is in business and trading law.

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