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Personal Finances
Affordable Car Insurance

Trying to choose your car insurance provider can be a stressful task – weighing up the pros and cons and making sure that you haven’t forgotten any of the ‘extras’ that help to ensure trouble-free motoring.

With Royal Bank car insurance you can rest easy in the knowledge that you’ve selected a competitive policy with no hidden surprises.

Key Benefits

Speedy service

Organising a Royal Bank car insurance policy is completely straightforward – one quick call should ensure instant cover. What's more, there's a dedicated claims line for fast, painless claims handling.

Flexibility

Unlike some car insurance providers there are no age restrictions on our policies – anyone aged 17 to 81 can apply. We're equally flexible about the vehicles we cover which include small vans, classic cars and cars for personal and business use.

A range of cover

Royal Bank car insurance offers wide-ranging protection including:

  • personal accident cover up to £5,000
  • in-car audio equipment up to £1,000
  • emergency medical expenses as a result of a car accident
  • 24-hour emergency helpline
  • courtesy car at no extra cost while your own car is being repaired by an authorised repairer

Up to 65% no-claims benefit with the option to protect this

You can benefit from claims free motoring with up to 65% discount for 5 years with no claims.

No claims bonus scale

1 year 30%
2 years 40%
3 years 50%
4 years 60%
5 years 65%

(Policy holders aged 50+ earn 70%)

Car legal protection

If you were unfortunate enough to become involved in a court case following a car incident, your Royal Bank insurance policy could cover you for up to £50,000 of legal costs.

Optional Green Flag breakdown assistance at a specially negotiated rate, and Free to Royalties and Royalties Gold customers

We've negotiated a special rate with Green Flag breakdown assistance for Royal Bank car insurance customers, and are offering it completely Free to Royalties and Royalties Gold customers. So as well as being covered for accidental damage you can be confident that in the event of a motoring problem on the road, you'll be in good hands.

A dedicated claims line for fast, painless claims handling

Should you be unfortunate enough to have an accident or suffer damage to your vehicle, all you have to do is make one call to our claims helpline. We will process your claim as quickly as possible ensuring that any inconvenience is minimal.

How to apply

If you would like to know more about Royal Bank car insurance contact us on 0800 051 14 05 or if you are a Royalties member call 08705 62 55 55. Alternatively, speak to a Customer Adviser.

Lines are open 8am-8pm Monday-Friday (except on Bank Holidays) and 9am-4pm on Saturday. Or visit one of our branches and talk to a Customer Adviser.

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