* * *
* Search the Site *
 

New Window: Search Tips*New Window: Site Help*New Window: Branch/Office Locator*New Window: Enquiry/Feedback Forms

* * *
Logo: The Royal Bank of Scotland
New Window: Important Information
*
* Flexible Home and Contents * *
* Affordable Car Insurance * *
* Special Discounts * *
* Glossary * *
*
*
*

Personal Finances
Special Discounts on Your Royal Bank Home Insurance Policy

Save up to 30% on your home insurance

You may be able to save more on your home insurance premium with the following discounts:

  • Royalties Gold customers save 10%
  • save 10% if you have Royal Bank car insurance
  • save 7.5% if you have a NACOSS approved alarm
  • save 2.5% if you are a member of a Neighbourhood Watch Scheme
  • save a further 5% if you have approved locks and bolts fitted

Main policy limits and excesses

Policy limits Excess
Buildings Sum insured £50 (£1,000 to £2,000

for subsidence+)

Accidental damage cover £50
Contents Sum insured £50
Accidental damage cover £50
Valuables – single article limit £1,500 (unless specified on the policy)
Frozen foods £500 £50
Money £300 £50
Personal Possessions Sum insured (or if outside British Isles a maximum of £7,500, whichever is the less) £50
Credit cards £500 £50
Pedal cycles £500 for each claim £15
Family Legal Protection £50,000 None˜

+the amount of the excess depends on the area you live in
˜only claims greater than £75 qualify

How to apply

If you would like a quotation for Royal Bank home insurance call 0800 051 14 50.

You can also ring us on the same number if you have an existing Royal Bank home insurance policy you wish to change.

If you would like to know more about Royal Bank car insurance contact us on 0800 051 14 05 or if you are a Royalties member call 08705 62 55 55. Alternatively, speak to a Customer Adviser.

Lines are open 8am-8pm Monday-Friday (except Bank Holidays) and 9am-4pm on Saturday. Or visit one of our branches and talk to a Customer Adviser.

   # Please see Important Information Logo: The Royal Bank of Scotland *