Invoice Finance

Improve your cashflow and help grow your business with Invoice Finance from The Royal Bank of Scotland Commercial Services (RBS Commercial Services). Up to 90% of the value of your unpaid invoices can be released to you within 24 hours - giving your business a cash injection when you need it and saving you the hassle of chasing customers for payment.

Invoice Finance gives you instant access to the money your business is owed, can help in day to day cashflow management and, if you're a start-up, act as a key element of the funding mix

Flexibility and choice

Our experienced team will help you to decide on the most appropriate package from the options shown below:

• Invoice finance – immediate access to up to 90% of outstanding invoices
• PC client system – online access to account information
• Full service sales ledger management and credit collection service
• Credit protection – 100% bad debt cover on approved debts
• Export finance

Make the positive choice

Invoice finance transforms unpaid invoices from a drain on your business into a positive force to help you achieve your business ambitions. Take a look at some of the benefits:

• Provides an immediate and expanding source of working capital
• Funding levels grow in line with your sales ledger
• Removes the need to negotiate additional cashflow borrowing from your bank
• Eliminates the problem of late payment
• Smoothes the peaks and troughs in the sales cycle
• Allows supplier discounts to be negotiated
• Frees management time to concentrate on moving the business forward
• Reduces the need for directors to dilute equity in their businesses

Who can benefit?

Invoice finance is suitable for most business to business companies that trade on credit terms. Used as part of the funding mix for start-ups, MBO’s, MBI’s, acquisitions and refinancing, invoice finance adds an extra dimension.

To find out how you could improve your cashflow, visit www.rbscs.co.uk or contact RBS Commercial Services on [email protected] or call 0800 711 911