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*Home > Small Business > Financing Your Business > Daily Cash Flow > Overdrafts
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Small Business

Overdrafts

Overdrafts are the flexible way to meet working capital and other short-term requirements.

  • There are no minimum or maximum amounts - the level is agreed between you and your Relationship Manager
  • Variable Interest Rate linked to the Royal Bank's Base Rate
  • Interest is charged only on the amount borrowed - not on the total facility
  • Interest is calculated daily on the outstanding balance and charged quarterly
  • Fees: arrangement 1%, renewal 0.5%
  • Base Rate Caps are available
  • Business Loanguard is available
   # Please see Important Information Logo: The Royal Bank of Scotland *