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Personal Finances
Variable Rate CAT Mortgage

Do you want a mortgage which meets the Government's voluntary standards on Charges, Access and Terms?

Features:

  • meets all Government standards
  • flexible payment options
  • interest calculated daily
  • early repayment option
  • no Maximum Advance Premium
  • all fees disclosed in cash terms up front
  • on-going fees disclosed in cash terms on an annual basis
  • you can take your mortgage with you when you move home
  • choose which day in the month you make your repayment - from 1st - 28th of the month
  • available for mortgages over £10,000

 Plus:

  • 3 months free Mortgage Loanguard premiums
  • choose how to repay - Capital Repayment, Endowment, Pension Plan or Individual Savings Account
  • mortgage term can range from 3 years to retirement or age 70, whichever is earlier

The Royal Bank of Scotland is committed to the provision of a wide range of competitive mortgage products without hidden charges. If you are interested in this mortgage, you may also like to consider our Flexible Choice Mortgage.

Everyone's circumstances are different and CAT standard mortgages will not suit every borrower; non-CAT mortgages may remain the best option for many customers.

Typical example: based on a £60,000 capital repayment mortgage over 25 years on a property valued at £80,000. For each example there are 300 monthly repayments. See ‘Important Information’ for further details.

Rate APR Monthly Repayment Total Amount Payable Early Repayment / Switching Charge
5.95% 6.6% £384.75 £119,460.00 None

For further details contact a Customer Adviser in one of our branches or FREEPHONE 0800 917 3025.

   # Please see Important Information Logo: The Royal Bank of Scotland *