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Personal Finances
Flexible Choice Mortgage
If you want the flexibility to change your mortgage
payments to suit your lifestyle, have a 5% deposit and want to borrow £15,000 or more,
choose our Flexible Choice Mortgage.
Features:
- Interest rate discounted for the life of your mortgage, guaranteed to be lower than our
standard variable Mortgage Rate
- Pay extra into your mortgage whenever you want
- 6
month payment break option
- Reserve
Facility option giving quick access to the equity in your home when you need it
Plus:
- 3 months free Mortgage Loanguard premiums
- No Maximum Advance Premium if you have a 10% deposit
- Choose how to repay - Capital Repayment, Endowment, Pension Plan or Individual Savings
Account
- Mortgage term can range from 3 years to retirement or age 70, whichever is earlier
- Right to Buy customers can benefit from this mortgage if they are borrowing £10,000 or
more
Typical example of a 25 capital repayment mortgage of £75,000 (property valued
at £80,000) with 300 monthly repayments. See Important Information.
| Variable rate |
Variable APR |
Monthly repayments |
Total amount payable |
Early
repayment/ switching charge |
| 5.20%
|
5.7% |
£447.23 |
£138,158.14 |
None |
For further details, contact a Customer Adviser in one of our
branches or FREEPHONE 0800 917 3025.
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