|
Interest Rate |
Important
Notes |
| Flexible Choice Mortgage |
5.20% |
This
interest rate is guaranteed to stay lower than our Mortgage Rate for the life of your
mortgage |
| Fixed Rate Mortgages |
|
The
interest rate applicable depends on the amount you borrow compared to the value of your
home (or purchase price if lower).
Early repayment charges apply in some cases. |
| 2 Year
Fixed until 1/08/04 |
5.65%
5.85%
6.15% |
Up to
75%
75.01% - 95%
over 95% |
| 2 Year
Fixed until 1/08/04 (no early repayment charge) |
5.85%
6.05%
6.35% |
Up to
75%
75.01% - 95%
over 95% |
| 3 Year
Fixed until 1/08/05 |
5.85%
6.25%
6.55% |
Up to
75%
75.01 - 95%
over 95% |
| 5 Year
Fixed until 1/08/07 |
5.95%
6.25%
6.55% |
Up to
75%
75.01 - 95%
over 95% |
| Discounted Variable Rate Mortgages |
|
These
interest rates are discounted from our Mortgage Rate. The size of the discount depends on
the amount you borrow divided by the value of your home (or purchase price if lower).
Early repayment charges apply in some cases. |
| 1 Year
Discount until 01/08/03 |
3.65%
4.15% |
2.3%
discount from Mortgage Rate for mortgages 95% or less
2.3% discount from 100% Mortgage Rate for mortgages over 95% |
| 2 Year
Discount until 01/08/04 |
4.45%
4.95% |
1.5%
discount from Mortgage Rate for mortgages 95% or less.
1.5% discount from 100% Mortgage Rate for mortgages over 95% |
| 3 Year
Discount until 01/08/05 |
4.65%
5.15% |
1.3%
discount from Mortgage Rate for mortgages 95% or less.
1.3% discount from 100% Mortgage Rate for mortgages over 95% |
| Remortgage Offers |
|
No
legal or valuation fees. Early repayment charges apply in some cases. |
| Flexible
Choice |
5.20% |
This
interest rate is guaranteed to stay lower than our Mortgage Rate for the life of your
mortgage |
| 3 Year
Fixed Rate until 1/08/05 |
6.15% |
|
| 5 Year
Fixed Rate until 1/08/07 |
6.20% |
|
|
6 month Discount until 01/02/03 |
2.95% |
3%
discount from Mortgage Rate for mortgages 90% or less |
| 2 Year
Discount until 01/08/04 |
4.45% |
1.5%
discount from Mortgage Rate for mortgages 90% or less |
| 2 Year
Discount (with no early repayment charge) until 01/08/04 |
4.75% |
1.2%
discount from Mortgage Rate for mortgages 90% or less |
| Variable CAT Mortgage |
5.95% |
This
interest rate varies in line with our Mortgage Rate |
| Variable Equity Release Loan |
5.95% |
This
interest rate varies in line with our Mortgage Rate. Fixed Rates are also available. See
the Equity Release pages for details. |
| Buy To Let Mortgages |
|
Early
repayment charges apply in some cases. |
| Variable
Rate |
5.95% |
This
interest rate is guaranteed to stay lower than our Mortgage Rate for the life of your
mortgage |
| 2 Year
Fixed until 1/08/04 |
6.15% |
|
| 2 Year
Fixed Rate (with no early repayment charge) until 1/08/04 |
6.35% |
|
| 3 Year
Fixed until 1/08/05 |
6.55% |
|
| 5 Year
Fixed until 1/08/07 |
6.55% |
|
| Specialist Mortgage Products |
Contact your local branch for details |