Benefits

• Creditor interest on your current account and no debtor interest to pay as long as you're not overdrawn by more than £100 (assuming you have an agreed overdraft of at least £100).
• There are no maintenance or service charges if you do not overdraw without agreement.
• There are no arrangement or renewal fees on overdrafts up to £15,000.
• If your account is in credit, interest is calculated daily on the balance and added to your account monthly.
• You can apply for a Highline card which allows you to make cash withdrawals from almost every cash machine in the UK, gives you a cheque guarantee facility and lets you pay for goods and services using the Switch facility
• Overseas, the Cirrus logo on your Highline/Cashline card allows you to access cash from over 550,000 cash machines world wide. Maestro, which is also on the Highline card, allows you to withdraw cash and in addition is an international point of sale facility allowing you to pay for goods and services at over 4,400,000 retail outlets in over 68 countries in much the same way as you use Switch in the UK.
• With our unique Photocard option you can have your photo and signature laser-etched onto your Highline card to help reduce the risk of fraud.
• An Interest Paying Current Account includes monthly statements so it’s easy to keep track of your balance.
• You can join Direct Banking, The Royal Bank of Scotland’s 24 hour telephone banking service.
• We also offer Digital Banking. Our Internet banking service lets you use your PC or Mac, your desktop or laptop to do your banking.