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Personal Finances
Graduate Royalties Account

A graduate package of money saving benefits which can save you money until end of June the year following graduation.

Opening deposit limits

Withdrawals

Interest

Charges

no limits

Instant access, via cheque book and Cashline / Highline Card

paid on all credit balances

no charges if in credit or within agreed overdraft limit

Benefits

Access To Almost Every Cash Machine In Great Britain

That’s right, every hole in the wall in Great Britain belonging to a major bank or building society..

  • No more running around at 3am looking for a machine that will take your card so you can afford a taxi home - the first one you come to will do!
  • If you're overseas, the Highline card gives you access to the Cirrus / Maestro ATM Network and you can pay for goods and services at retailers displaying the Maestro logo.

24 Hour Telephone Banking

  • Sometimes it is difficult to get to your branch. We therefore offer you the opportunity to sign up to our 24 hour telephone banking service, ‘Direct Banking’, so that you can have access to your account when you need it the most.

Digital Banking - our internet banking service

  • You can use your PC or Mac, your desktop or your laptop to do your banking over the Internet - from wherever you are. You can carry out a whole range of transactions including checking your account balances, setting up standing orders and transferring money to any UK bank account.

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Graduate Loans      

  • Straightforward to arrange, from £1,000 to £15,000
  • Deferred repayments for up to 9 months

An Interest Free Overdraft

  • up to £2,000 available until the end of June the year after graduation

Interest free loan

  • repay your overdraft over 2 years (apply up until the end of June the year after graduation)
  • loan amounts up to £2,000

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Cash Discounts

  • 20% off CDs, DVDs, videos, audio tapes and computer games
  • 20% off books
  • 25% off concert tickets in mainland UK
  • 2 for 1 nightclub entrance at over 350 top clubs

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Holiday and Travel Discounts

  • 10% discount on holidays and travel
  • Commission Free travel money
  • 20% discount on single trip travel insurance
  • Tailor made policies for trekking/ backpacking/ fruitpicking/ longer term holidays

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Extra Protection and Insurance Cover

  • Lost key Retrieval Service
  • Payment Card Protection
  • Home Insurance

For further details about a Graduate Royalties account, why not contact a Customer Adviser in one of our branches, or phone us, on FREEPHONE 0808 1000 148. For information on what you need to open an account click here.

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