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Logo: The Royal Bank of Scotland
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* Royal Bank of Scotland - Retail * *
* NatWest Retail Banking * *
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About Us
Organisational Structure

Introduction

The Royal Bank of Scotland Group, under Group Chief Executive Fred Goodwin, comprises eight customer-facing divisions:

Division Including Divisional Heads
Royal Bank of Scotland - Retail Personal Banking
NatWest Life
RSA
Small Business
Gordon Pell,
Chairman,
Retail Banking and
Wealth Management.

Benny Higgins,
Chief Executive,
Retail Banking
NatWest Retail
Wealth Management RBSI
Adam & Co
Coutts Group
NatWest Offshore
NatWest Stockbrockers
NatWest Private Banking
 
Retail Direct

Virgin Direct Personal Finance
Tesco Personal Finance
E-Commerce and Internet
Cards Business
Own Brand Businesses

Norman McLuskie,
Chief Executive,
Retail Direct
Corporate Banking &
Financial Markets
Corporate
RBS Financial Markets
Lombard
Specialist Businesses
Iain Robertson,
Chairman,
Corporate Banking & Financial Markets

Johnny Cameron,
Chief Executive,
Corporate Banking & Financial Markets
Direct Line DLI
Privilege
Green Flag
Linea Directa
jamjar.com
Ian Chippendale
Chairman
Direct Line

Annette Court,
Chief Executive,
Direct Line

Ulster Bank Personal
Business
Corporate
Martin Wilson,
Chief Executive of
Ulster Bank
Citizens (USA) Personal
Business
Corporate
Larry Fish,
Chairman, President & Chief Executive Officer of Citizens Financial Group

In addition to the above there are six group and central divisions:

Division Head of Division
Manufacturing Mark Fisher, Chief Executive, Manufacturing
Legal & Regulatory Affairs, Group Secretary Miller McLean, Group Director, Legal and Regulatory Affairs and Group Secretary
Strategy Iain Allan, Group Director, Strategy
Finance, Risk & Internal Audit Fred Watt, Group Finance Director
Communications Howard Moody, Group Director, Communications
Human Resources Neil Roden, Group Director, Human Resources

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