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Independent auditors statement to the
members of The Royal Bank of Scotland Group plc
We have examined the summary
financial statement which comprises the summary directors report and the
summary consolidated profit and loss account and balance sheet.
Respective
responsibilities of directors and auditors
The directors are responsible for preparing the Annual Review and Summary
Financial Statement. Our responsibility is to report to you our opinion on the
consistency of the summary financial statement with the full annual accounts and
directors' report, and its compliance with the relevant requirements of section
251 of the Companies Act 1985 and the regulations made thereunder. We also read
the other information contained in the Annual Review and Summary Financial
Statement and consider the implications for our report if we become aware of any
apparent misstatements or material inconsistencies with the summary financial
statement.
Basis of opinion
We conducted our work in accordance with Bulletin 1999/6 The auditors
statement on the summary financial statement issued by the Auditing Practices
Board.
Opinion
In our opinion, the summary financial statement is consistent with the full
annual accounts and the directors report of The Royal Bank of Scotland Group
plc for the year ended 31 December 2001 and complies with the applicable
requirements of section 251 of the Companies Act 1985 and the regulations made
thereunder.
Deloitte & Touche
Chartered Accountants and Registered Auditors
Edinburgh
27 February 2002
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