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*Home > Group Information > Investor Relations > Financial Results > Results 2001  > Report and Accounts > Summary consolidated balance sheet
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Group Information

Summary consolidated balance sheet

Summary consolidated balance sheet at 31 December 2001

31 December
2001
£m		 30 December
2000
£m
Assets
Cash and balances at central banks 3,093 3,049
Items in the course of collection from other banks 3,288 2,961
Treasury bills and other eligible bills 10,136 3,316
Loans and advances to banks 38,513 32,061
Loans and advances to customers 190,492 168,076
Debt securities 64,040 57,789
Equity shares 1,557 1,553
Interests in associated undertakings 108 83
Intangible fixed assets 13,325 12,080
Tangible fixed assets 8,813 6,121
Other assets, prepayments and accrued income 25,169 22,216
358,534 309,305
Long-term assurance assets attributable to policyholders 10,248 10,699
Total assets 368,782 320,004

 

Liabilities
Deposits by banks 40,038 35,130
Items in the course of transmission to other banks 2,109 1,707
Customer accounts 198,995 177,302
Debt securities in issue 30,669 19,407
Other liabilities, accruals and deferred income and provisions 46,808 41,661
Subordinated liabilities including convertible debt 11,710 10,436
Minority interests (including non-equity) 585 546
Called up share capital 893 848
Share premium account 7,465 6,530
Merger reserve 12,029 12,604
Other reserves 212 191
Revaluation reserve 113 40
Profit and loss account 6,073 2,903
Perpetual securities 835 –
Shareholders’ funds
– equity 22,404 19,081
– non-equity 5,216 4,035
358,534 309,305
Long-term assurance liabilities to policyholders 10,248 10,699
Total liabilities 368,782 320,004

 

Memorandum items
Contingent liabilities and commitments 138,844 105,102

At 31 December 2001, provisions for bad and doubtful debts amounted to £3,653 million (30 December 2000 – £3,153 million).

The summary financial statement on pages 41 to 43 was approved by the board of directors on 27 February 2002.

Sir George Mathewson Fred Goodwin Fred Watt
Chairman Group Chief Executive Group Finance Director

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